OUR PROGRAMS

“Conduct yourself in this world as if you are here to stay forever, and prepare for eternity as if you are to die tomorrow.”

Since our beginning in 2002, Sepaus has stayed true to the core values of the founders. A small group of advocates based in California committed to helping as many people as we can while keeping our applicants anonymous in the process. For us anonymity is very important in order to preserve the reputation of our customers. We welcome and greatly appreciate the letters people have sent, yet we are still adamant on giving without being named. Sepaus means thankfulness, and we are thankful for every passing day that allows us to give more and more to the world. You have given us the beautiful gift of giving. We thank you deeply and whole-heartedly for giving us the opportunity to serve you.

Sepaus Interest-Free-Loan an alternative to High-Cost-Cash Loan in your community  

Payday loans and loan sharks prey on people when they are desperate and weak, providing them loans with interests ranging from 50% to in some cases 340%! At Sepaus we believe that taking advantage of someone when they are desperate is fundamentally wrong and we seek to remedy the situation by dedicating ourselves to giving desperate people 100% interest-free loans.

There is no catch or secret fees with Sepaus. What you loan is exactly what you pay back. We believe that true charity is helping people–all human beings–regardless of color, race, or religion and thus we see every person as an equal. In our application process you will never be asked to name your country of origin, your religious beliefs, or any personal information that is not pertinent to your financial situation.

Together we can change the world, together we can make this Earth a beautiful place where neighbors can depend on one another and the goodness of our souls is shared with strangers and friends in equal measure. To live in Sepaus, is to live in thankfulness, and so we thank you for giving us the opportunity to serve you.